Disclaimer and Limitation of Liability

Content

The content of www.australianlendersindex.com.au ('Website') includes text, software, graphics and advertisements provided by 1300 Home Loan Holdings Pty Ltd (ACN 152 921 634) and its affiliates.

Whilst 1300 Home Loan takes reasonable steps to ensure that the information on its websites is correct it makes no representations that the content will be complete, accurate, reliable, suitable or up to date and that your access to the website will be free from interruption or errors and the website or the hosting servers are free of viruses or any other harmful components. In addition, we do not accept liability for the acts or omissions of others including but not limited to, those who provide the data and statistical information used to compile the information. Users of the Australian Lenders' Index websites and web services do so entirely at their own risk. We also do not accept any liability relating to third party websites that may be accessible from the Australian Lenders' Index website.

The Australian Lenders' Index applies a methodology to calculate the interest rate performance of, a sample of home loans over the period from 1st of March 2008 until the most current data available. In calculating the metrics on the website, we rely on data and inputs sourced from Finware (a leading provider of mortgage broker software), the Reserve Bank of Australia and each lenders' website. Please refer to the Methodology section of this website for further information on these calculations.

1300 Home Loan does not accept any responsibility or liability for any actions taken as a result of, or in reliance on, information on its websites. You should make your own investigations before considering the suitability of a finance provider to your individual needs. Past interest rate performance is not necessarily indicative of future interest rate performance.

In addition, 1300 Home Loan reserves the right to change information on its websites at any time and without notice in its absolute discretion.

If you believe any information on Australian Lenders' Index websites is inaccurate, out of date or misleading, please bring it to our attention by an email to webmaster@1300homeloan.com.au.

Exclusions

To the extent allowable by law 1300 Home Loan and its affiliates exclude all warranties, circumstances and terms implied by regulation, general law or worldwide convention including, without restriction, any and all implied warranties with respect to, suitability of purpose; and liability to you or any person in respect of any loss or damage arising out of or in connection with any use of the website or the information on or provided through the website, as well as, without limitation, all liability in respect of consequential, incidental, indirect, extraordinary, punitive or exemplary damages (such as loss of profits or loss or corruption of data and loss of goodwill) even if it has been advised of the likelihood of such loss or damage. Where the law implies any phrase in relation to your use of the website or any understanding arising out of your accessing the website and that law prohibits exclusion of that phrase, then that phrase is included. If and to the amount permitted by law, however, 1300 Home Loan and its affiliates limit their liability for breach of such phrase to the resupply of services.

Intellectual Property

The following marks are intellectual property of 1300 Home Loan and/or its licensors:

All other trademarks displayed on this website are trademarks of their respective owners. Nothing contained on the website should be construed as granting any license or right to use any trademark displayed on the website without the express written permission of 1300 Home Loan or the relevant third-party owner. Indices and the methods calculated remain the Intellectual Property of 1300 Home Loan.

Copyright

The copyright in the content is owned by 1300 Home Loan, its suppliers and/or licensors unless specifically indicated otherwise on the website. The content is protected by Australian and international copyright and trademark laws and is supplied for information use only. Except as explicitly provided for above and separately from any fair dealing permitted under the Copyright Act 1968, 1300 Home Loan grants visitors to the website a license to download, display, print and reproduce this material for private use or within your organization, for non-commercial purposes only. No license to republish, transmit, reproduce, communicate, modify, commercialize or alter this material is granted without their written permission.

Linked websites

External links are provided as a convenience to site visitors only. 1300 Home Loan has no input into, or control over third party websites linked to or from this website. As such, we:

— Make no warranty or representation in relation to information, material, IP rights, content, accuracy, quality, reliability, or any other aspect of third party websites linked to or from this website; and

— Do not endorse, sponsor or approve of any information or materials on these linked websites.